Cash Discount Program
Reduce or eliminate credit card processing fees with the Cash Discount Program
Credit card processing fees can take a serious bite out of your profits. A cash discount program gives your customers a choice: they can pay the standard posted price with a card or receive a discount when they pay with cash.
For the right business, this can significantly reduce monthly processing costs while keeping pricing simple and transparent.
Is a cash discount program right for your business?
A cash discount program may be a good fit if you:
- Process a meaningful amount of card payments each month
- Want to reduce or offset processing fees
- Have customers who are used to paying at the counter, front desk, register, or terminal
- Want a simple way to protect your margins
- Are willing to use clear signage and transparent customer communication
It may not be the best fit for every business. That is why I recommend a quick review before making any changes.
Still have questions about cash discount?
Fill out the form below and I’ll contact you as soon as possible. I want to answer any questions you may have about the cash discount program.
Get a free cash discount review
I will review your current payment setup, answer your questions, and help you decide whether a cash discount program is a good fit for your business.
No pressure. No obligation. Just a clear explanation of your options.
How a cash discount program works
- Prices are displayed with a built-in card processing fee.
- Customers who pay with a credit or debit card pay the standard price.
- Customers who pay with cash receive an automatic discount.
The cash discount program allows your business to: Keep 100% of Your Sales Revenue – No more losing profits to processing fees. Encourage Cash Payments – Customers appreciate saving money when they pay with cash.
Increase Profit Margins – Stop absorbing credit card fees and start saving money now. Learn more here>
Common questions
Will my customers be upset?
Most customer concerns can be avoided with clear signage, simple wording, and a properly configured terminal. Customers should know the pricing before they pay.
Is this the same as a surcharge?
No. A cash discount program and a surcharge program are not the same thing. A properly structured cash discount program displays the standard price and gives a discount to customers who pay with cash.
Can this work with my current POS system?
In many cases, yes. It depends on your current equipment, processor, and POS setup. I can review your current system and let you know what options are available.
How much could I save?
Your savings depend on your card volume, average ticket size, current pricing, and monthly fees. A quick review of your current statement can show whether the program makes sense.
See if a cash discount program makes sense for your business
Not every business is a perfect fit. Schedule a quick review with Mike and get clear answers before making any changes.
