Local Merchant Services Advisor for Small Businesses
Credit card processing should not be confusing, expensive, or full of surprises.
I’m Mike Daniel, founder of First Street Processing. I’ve spent more than 30 years helping business owners understand their numbers, make better financial decisions, and find practical ways to save money.
As your local merchant services advisor, I’ll help you review your processing statement, identify unnecessary fees, and choose payment solutions that fit the way your business actually operates.
Start with a free, no-pressure rate review and find out whether your current processor is helping or hurting your bottom line.
Helping Small Businesses Save Money on Merchant Services
Lower Processing Costs. Better Payment Systems. Local Advice.
No pressure, no confusion, no hidden surprises
Why business owners call FSP
Why work with a local advisor who takes time to understand your business.
Choosing a payment processor is easy. Choosing the right payment setup for your business is where things can get confusing.
Many small business owners start with an online processor because it is quick and convenient. That may work for a while, but as your business grows, your payment system should keep up with you.
At First Street Processing, I take a more personal approach.
I want to understand how your business operates, how your customers pay, what equipment you use, and where processing costs may be cutting into your profits. Then I review the whole picture — your statement, your rates, your fees, your equipment, your checkout process, and your long-term needs.
When you work with FSP, you get:
Payment solutions for retail, restaurants, auto repair, salons, offices, veterinary clinics, dental offices and more.
- 30+ years of financial services experience
- A local Denver-area small business advisor
- Free payment processing statement reviews
- Clear side-by-side analysis
- Practical, no-pressure recommendations
My goal is simple: help you accept payments in a way that is easier, more transparent, and more cost-effective.
Get a Free Payment Processing Rate Review
Most business owners do not have time to decode a merchant statement. Rates, fees, assessments, PCI charges, monthly minimums, equipment costs, and processor markups can be hard to understand.
That is where I help.
Schedule a time to meet with me to discuss your business. I’ll review your processing statement and I will prepare a clear review showing:
- What you are currently paying
- Your estimated effective rate
- Where unnecessary fees may be hiding
- Whether your current pricing is competitive
- Whether a different setup could save you money
- Whether cash discount, new equipment, or a POS upgrade makes sense
If your current setup looks good, I will tell you. If I see a way to improve it, I will show you clearly.
Is a cash discount program right for your business? Learn more, click the button below to learn more about the Cash Discount Program.
Custom Payment Solutions for Your Business
Every business accepts payments a little differently. A retail shop, restaurant, auto repair business, salon, or professional office all have different needs at checkout.
That is why I do not believe in forcing every business into the same payment setup. I help you choose the right tools based on how your customers pay, how your staff works, and what will make your business easier to run.
In-store terminals
Simple, easy to use and secure.
Simple and powerful terminals
- Countertop terminals
- Contactless payments
- Chip cards and tap-to-pay
- Fast, simple checkout
Clover POS Systems
Smart Point of Sale Systems Customized for your business
Build the perfect POS for your business.
- Clover Station
- Clover Mini
- Clover Flex
- Inventory and sales reporting
Mobile Payment Systems
Perfect for busing the line in your coffee shop or in your food truck
Built-in LTE go anywhere processing
- Powerful Handheld POS systems
- Take payments anywhere
- Great for service businesses
- Simple customer checkout
Virtual Terminals & Invoicing
Elevate your business with pay now invoicing
Streamline Operations, manage multiple locations
- Manage business metrics & reporting
- Email invoices – pay now features
- Take phone orders
- Professional service billing
Cash Discount Programs
Increase your profit margin
Simple to implement
- Reduce processing costs
- Customers appreciate cash discount
- Available with most equipment
- Requires proper setup and signage
- Review before you switch
Online Payment Options
Custom pricing for online payment processing
Seamless Payment Gateways and great support
- Accept payments on your website
- Integrated payment links
- E-Commerce Support
- Secure customer checkout
Work With a Local Advisor, Not a Call Center
When you work with First Street Processing, you work directly with me.
I take time to understand your business, review your current setup, and explain your options in plain English. Whether you run a retail shop, auto repair business, restaurant, salon, professional office, or service company, I will help you find a payment solution that fits your business instead of forcing you into a one-size-fits-all program.
My goal is simple: help you save money, save time, and grow your business.
(Psst… Hey, I’ll let you in on a secret.
Click the button below and schedule a FREE Rate Review with me and I’ll give you a Free Terminal a $300 value.)
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Upgrade your business with Clover
Every day you wait is another day your competitors get ahead. Clover gives you the speed, control, and clarity to run your business with confidence, starting today. Best of all, you will save money and time.
Business Essentials …
A rate review takes just a few minutes to find out how much money you can save.
Yes, we offer several payment processing solutions for free.
On average, we save our clients 20%.
Just about every type of business. From coffee shops, liquor stores to auto repair shops and more. We work with B2B businesses, contractors, manufacturers, and consultants.
