Local Merchant Services Advisor for Small Businesses
Credit card processing should not be confusing, expensive, or full of surprises.
I’m Mike Daniel, founder of First Street Processing. I’ve spent more than 30 years helping business owners understand their numbers, make better financial decisions, and find practical ways to save money.
As your local merchant services advisor, I’ll help you review your processing statement, identify unnecessary fees, and choose payment solutions that fit the way your business actually operates.
Start with a free, no-pressure rate review and find out whether your current processor is helping or hurting your bottom line.
Helping Small Businesses Save Money on Merchant Services
Lower Processing Costs. Better Payment Systems. Local Advice.
No pressure, no confusion, no hidden surprises
Why business owners call FSP
Why work with a local advisor who takes time to understand your business.
Choosing a payment processor is easy. Choosing the right payment setup for your business is where things can get confusing.
Many small business owners start with an online processor because it is quick and convenient. That may work for a while, but as your business grows, your payment system should keep up with you.
At First Street Processing, I take a more personal approach.
I want to understand how your business operates, how your customers pay, what equipment you use, and where processing costs may be cutting into your profits. Then I review the whole picture — your statement, your rates, your fees, your equipment, your checkout process, and your long-term needs.
When you work with FSP, you get:
Payment solutions for retail, restaurants, auto repair, salons, offices, veterinary clinics, dental offices and more.
- 30+ years of financial services experience
- A local Denver-area small business advisor
- Free payment processing statement reviews
- Clear side-by-side analysis
- Practical, no-pressure recommendations
My goal is simple: help you accept payments in a way that is easier, more transparent, and more cost-effective.
Get a Free Payment Processing Rate Review
Most business owners do not have time to decode a merchant statement. Rates, fees, assessments, PCI charges, monthly minimums, equipment costs, and processor markups can be hard to understand.
That is where I help.
Schedule a time to meet with me to discuss your business. I’ll review your processing statement and I will prepare a clear review showing:
- What you are currently paying
- Your estimated effective rate
- Where unnecessary fees may be hiding
- Whether your current pricing is competitive
- Whether a different setup could save you money
- Whether cash discount, new equipment, or a POS upgrade makes sense
If your current setup looks good, I will tell you. If I see a way to improve it, I will show you clearly.
How I helpo Small Businesses Accept Payments
Finance
How can you save me money?
Good cash flow is critical for your business to succeed, it’s the barometer of a healthy business. Most small businesses struggle managing their cash flow. If you feel like you’re managing your finances by the seat of your pants, I can help.
Resources to help you save money!
Marketing
How can you help me market my business?
Sales and marketing are the life blood of business. Without sales and marketing, you really don’t have a going concern. Your marketing plan should cover the five fundamentals of marketing: Product, Place, Price, Promotion and Sales. Understanding how your business is positioned in each of these areas can help you increase revenue.
Create and execute a marketing plan
- Get the Smart Start booklet
- Marketing Plans
- Industry analysis
Operations
Have you ever heard of the “80 / 20” Rule?
Operations management is a complex field of business management. I help businesses simplify their operations management into bite sized areas that help them be more successful.
Streamline Operations
- Standardization
- Time Management
- Product management
Management
How is your management team performing?
The rise and fall of a business often rests on the shoulders of the management team. Are you struggling to build a good team? Do you know what a good team even looks like?
Team building and management recruiting
- Team building
- Recruitment
- Retention
(Psst… Hey, I’ll let you in on a secret. Click the button below and schedule a FREE consultation with me, a $150 value.)
Check out the latest articles on payment processing, business, marketing and more …
Payment processing …
Business Essentials …
More articles here …
Point of Sale Systems …
Upgrade your business with Clover
Every day you wait is another day your competitors get ahead. Clover gives you the speed, control, and clarity to run your business with confidence, starting today. Best of all, you will save money and time.
Business Essentials …
More articles here …
Top Features
✓ POS Devices & Accessories
✓ Unrivaled Data Security
✓ Accept all payment types
Time to power up your business with a new payment processing system?
Learn more about the exciting and powerful payment processing options available for your business.
Credit Card Payment Processing
Discover innovative payment processing solutions designed to streamline your business operations. Our point-of-sale systems and simple payment terminals make payment processing effortless and efficient. Don’t worry, we help you determine the best solution for your business.
24/7 Support 365 days per year
Our dedicated support team is available around the clock to assist you.
Cloud based Analytics and Reporting
Stay on top of your business performance with real-time analytics.
Get a FREE RATE REVIEW!
Tired of spending too much to process credit cards? Get a free rate review now and learn how much you’ll save on payment processing. We’ll prepare a side-by-side analysis that shows what you’re paying to process credit cards and where you can save money. Don’t delay, get started now!
What is a Cash Discount Program?
A Cash Discount Credit Card Processing Program is a way for businesses to eliminate or reduce credit card processing fees. We do this by offering customers a discount when they pay with cash. Instead of raising prices to cover processing costs, this program shifts the cost to card-paying customers. It also rewards customers who pay cash by offering a lower price.
How It Works:
- Prices are displayed with a built-in card processing fee.
- Customers who pay with a credit or debit card pay the standard price.
- Customers who pay with cash receive an automatic discount.
This allows your business to:
✔ Keep 100% of Your Sales Revenue – No more losing profits to processing fees.
✔ Encourage Cash Payments – Customers appreciate saving money when they pay with cash.
✔ Increase Profit Margins – Stop absorbing credit card fees and start keeping more of what you earn.
Boost Your Bottom Line Today!
Get started with the Cash Discount Program today and save money, save time and grow your business.
Plus, act now, and we’ll give you a FREE credit card terminal (a $300 value) when you sign up!
📞 Contact us today to learn more and start saving!
Business Advisory Services
Do you want to maximize your earnings and streamline your operations? Then you’ve come to the right place. I can help you identify problems, make goals and implement your strategic plan.
Business owners are often so close to their businesses that they don’t know where to start. Do any of these questions apply to you?
- Is debt crushing you?
- Are you happy with your cash flow?
- Are you working too much?
- Do you have an exit strategy?
Take action now by contacting me. Take control of your business.
Get the help you need to succeed
✓ Strategic Planning
✓ Financial Management & Analysis
✓ Coaching and Mentoring
A rate review takes just a few minutes to find out how much money you can save.
Yes, we offer several payment processing solutions for free.
On average, we save our clients 20%.
Just about every type of business. From coffee shops, liquor stores to auto repair shops and more. We work with B2B businesses, contractors, manufacturers, and consultants.
